How changes in interest rates impact the profitability and risk profile of U.S. banks

Petit, Thomas
(2025)

Files

Petit_07172000_2025.pdf
  • Open access
  • Adobe PDF
  • 830.61 KB
Download

Details

Supervisors
Candelon, Bertrand
Faculty
Louvain School of Management
Degree label
Master [120] en sciences de gestion, à finalité spécialisée
Abstract
enSince the monetary policy shift initiated by the Federal Reserve following the COVID-19 crisis in 2020, the rapid increase in interest rates has significantly affected the profitability and risk management strategies of American banks. Understanding the interplay between interest rate levels, the net interest margin, and risk-taking has therefore become essential to ensure financial stability and the efficient allocation of credit.